Financial Calculators
Free tools to help you plan your finances. No sign-up required.
Vehicle Finance
Calculate your monthly instalment, total interest, and total cost for a vehicle loan — including deposit and balloon payment options.
Home Loan
Calculate your monthly bond repayment, total interest, and total cost — with an optional extra payment to see how much time you can save.
Retirement Calculator
Project your retirement savings with compound interest, monthly contributions, and inflation adjustment.
Income Tax (2025/26)
Estimate your South African income tax, effective rate, monthly PAYE, and take-home pay using the latest SARS tax tables.
Investment Growth
See how your investment grows over time with compound interest, regular contributions, and an inflation-adjusted real value.
Tax-Free Savings
Estimate the growth of your TFSA and how much tax you save compared to a taxable investment account.